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Opportunity is in Real Estate

"My partner, Jack Hynds, and I believe many people have overlooked investments in residential rental real estate as a vehicle for developing retirement income."


Investment Properties

1112 Harmony Ave, Mazon


Excellent investment property. Four – 2 bedroom units. Building in very good condition. Off street…

  8   4

320-330 School St, Diamond


Combine home ownership with rental investment. Side by side duplex. Great investment opportunity or live…

  6   2

282 S Will Rd, Diamond


CHEAPER THAN RENT! VERY NICE 3 BEDROOM 1 BATH DUPLEX Large eat in kitchen, washer/dryer…

  3   1

764-774 Colorado St


INVESTMENT OPPORTUNITY…..2 Identically designed 4 unit buildings totaling 8 units. Two 1 Bedroom units and…

  14   8

340 N. School Street, Diamond



  3   1

140 Mazon Ave, Dwight


Fully rented. 12 unit building with five one (1) bedroom apartments and seven (7) large…

240-250 N. School Street, Diamond


Combine home ownership with rental investment. Side by side duplex. Great investment opportunity or live…

  4   2

1001 / 1003 Spruce Street, Morris, IL


SOLD BEFORE PRINT. Well cared for 4 unit. three 1 bedrooms and one 3 bedroom…

1955-65 W Southmor Road, Morris


Great investment property or live in one side and let the rental help make your…

Retirement Investment

We are not social security doom sayers. The problem is, it isn’t enough. The problem with stocks and bonds is the market volatility and annual cash returns under 4%.

Consider two real estate investment examples:

Example A: A $360,000 4 unit; 6.5% annual cash return; $100,000 down payment; $260,000 loan at 5.5% will amortize in 17 years 3 months based on a 6.5% annual return.

If rents increase 2.5% annually for 5 years there is an opportunity to prepay approximately$250 each month and after 10 years prepay approximately $512.50 per month. If the value appreciates at the rate of 2.5% annually the property will be worth approximately $450,000 after 10 years.

Example B: $100,000 purchase, $25,000 down payment; 5.5% mortgage, $1,000 monthly prepayment, 6% annual return. The property will be free and clear in 57 months.


Recently Advantage Realty, Inc and I have expanded horizons and are involved in the investment of retirement accounts in rental real estate and promoting the use of limited liability corporations as a real estate investment vehicle for joint ventures.

We think there are many retirement investment opportunities. We have a proven track record of creative thinking. If you are interested in learning more about using investment real estate to supplement your retirement income call Joan Eslinger at 815-791-5875 and arrange a free consultation with Joan and Jack Hynds.

Contact Joan

  • (815) 791-5875

    Or call me now!