Opportunity is in Real Estate
"My partner, Jack Hynds, and I believe many people have overlooked investments in residential rental real estate as a vehicle for developing retirement income."

Investment Properties
1112 Harmony Ave, Mazon
$240,000.00
Excellent investment property. Four – 2 bedroom units. Building in very good condition. Off street…
320-330 School St, Diamond
$255,000.00
Combine home ownership with rental investment. Side by side duplex. Great investment opportunity or live…
282 S Will Rd, Diamond
$143,500.00
CHEAPER THAN RENT! VERY NICE 3 BEDROOM 1 BATH DUPLEX Large eat in kitchen, washer/dryer…
764-774 Colorado St
$299,000.00
INVESTMENT OPPORTUNITY…..2 Identically designed 4 unit buildings totaling 8 units. Two 1 Bedroom units and…
340 N. School Street, Diamond
$139,900.00
UNDER CONTRACT BEFORE PRINT. VERY NICE 3 BEDROOM DUPLEX ready to move in. Large eat…
140 Mazon Ave, Dwight
$275,000.00
Fully rented. 12 unit building with five one (1) bedroom apartments and seven (7) large…
240-250 N. School Street, Diamond
$235,000.00
Combine home ownership with rental investment. Side by side duplex. Great investment opportunity or live…
1001 / 1003 Spruce Street, Morris, IL
$212,500.00
SOLD BEFORE PRINT. Well cared for 4 unit. three 1 bedrooms and one 3 bedroom…
Retirement Investment
We are not social security doom sayers. The problem is, it isn’t enough. The problem with stocks and bonds is the market volatility and annual cash returns under 4%.
Consider two real estate investment examples:
Example A: A $360,000 4 unit; 6.5% annual cash return; $100,000 down payment; $260,000 loan at 5.5% will amortize in 17 years 3 months based on a 6.5% annual return.
If rents increase 2.5% annually for 5 years there is an opportunity to prepay approximately$250 each month and after 10 years prepay approximately $512.50 per month. If the value appreciates at the rate of 2.5% annually the property will be worth approximately $450,000 after 10 years.
Example B: $100,000 purchase, $25,000 down payment; 5.5% mortgage, $1,000 monthly prepayment, 6% annual return. The property will be free and clear in 57 months.
Recently Advantage Realty, Inc and I have expanded horizons and are involved in the investment of retirement accounts in rental real estate and promoting the use of limited liability corporations as a real estate investment vehicle for joint ventures.
We think there are many retirement investment opportunities. We have a proven track record of creative thinking. If you are interested in learning more about using investment real estate to supplement your retirement income call Joan Eslinger at 815-791-5875 and arrange a free consultation with Joan and Jack Hynds.